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TLC Car Insurance

TLC Insurance Guidelines

All TLC drivers (taxi, limo, cab) are required to carry car insurance. This is regulated by the NYC Taxi and Limousine Commission.

Click here to SHOP FOR TLC CAR INSURANCE

What Is The New York City Taxi and Limousine Commission (TLC)?

The New York City Taxi and Limousine Commission (TLC) is the New York City agency that licenses and regulates the rideshare industry. This includes Uber, Lyft, commuter vans, and more.

There are several classes of FHV services in New York City, including black cars (e-hails), luxury limousines, yellow taxis, green taxis and liveries (also known as community cars).

Make sure to check the requirements for your specific car – each TLC vehicle has a unique set of TLC insurance requirements.

TLC Insurance Requirements

Your insurance requirements are based on a number of factors. Make sure to get the right type of car insurance:

BLACK CAR & GREEN TAXI

# of Passengers

Personal Injury Protection (PIP)

Liability (per person)

Liability (per accident)

1-8

$200,000

$100,000

$300,000

9-15

$200,000

N/A

$1,500,000

16-20

$200,000

N/A

$5,000,000

LUXURY LIMOUSINE

# of Passengers

Personal Injury Protection (PIP)

Liability (per person)

Liability (per accident)

1-8

$200,000

$500,000

$1,000,000

9-15

$200,000

N/A

$1,500,000

16-20

$200,000

N/A

$5,000,000

YELLOW TAXI

(+ Compliance with Workers’ Compensation)

Personal Injury Protection (PIP)

Liability (per person)

Liability (per accident)

$200,000

$100,000

$300,000

These requirements are provided by Pearland Brokerage. Thanks for the info, Pearland!

www.pearlandbrokerage.com

Do I Need TLC Insurance?

Yes. It is mandatory for any TLC vehicle to adhere to the TLC insurance requirements.

How Do I Buy TLC Insurance?

TLCRentalMarketplace.com has an online TLC insurance marketplace for you to find the perfect TLC insurance broker. Click here to browse for TLC insurance (link).

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